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Stephen K. Galgoczy, Esq.

Stephen K. Galgoczy, Esq. Steve is the founder and President of Fortress Financial Services. Steve has worked in the tax resolution industry, and has been representing taxpayers in collections with both state and federal governments, since 1999. Steve holds a Bachelor's Degree in Business Administration from the University of Washington (focus on Finance and Marketing) and attended Seattle University School of Law on an academic scholarship. He graduated cum laude and in the top 25% of his law school class. He holds a license in good standing with the Supreme Court of the State of Colorado and is admitted to practice in United States Tax Court. Steve Galgoczy has never been disciplined by the Colorado Bar Association. Before Fortress, Steve spent four years as the top Associate with two of the largest tax resolution firms in the United States. During his career as a tax resolution professional, Steve has personally handled over 1500 cases involving delinquent taxes and has had significant involvement in well over 2500 such cases. Steve has extensive experience handling some of the most difficult tax collection cases found in the world of tax resolution and is considered by many to be among the best tax resolution professionals in the country. Steve is also considered by many to be among the best in the nation when it comes to training other tax resolution professionals. He has trained a number of professionals who are currently employed by competing firms, including at least one professional who is an owner of a competing firm. Steve has also extensively trained every single Fortress attorney, which typically means more than 500 hours of one on one time with each attorney--and the vast majority of that time is spent working real life cases. While Steve’s primary focus is quality assurance for all Fortress clients, he is available to assist other Fortress attorneys when additional firepower is needed.

IRS Installment Payments

IRS Installment Payments: Can I Avoid Back Tax Penalties

Answer: Depending upon the specifics of your situation, it may be possible to avoid hundreds, or even thousands, of dollars in penalties simply by “designating” IRS installment payments applied toward your tax liability.  Keep in mind that payments made in accordance with a formalized installment agreement are not considered voluntary, so you have no right …

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Top 6 IRS Collection Notices

6 IRS Collection Notices You Absolutely Need to Notice

Getting behind on your tax obligations to the IRS is very stressful. Much of that stress stems from IRS collection notices. Not only is a delinquent taxpayer’s mailbox flooded with IRS mail, but that mail almost always contains scary, bolded “PAY NOW” demands, confusing language, and seemingly conflicting numbers. Clients often come to us overwhelmed, …

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IRS tax levy

Notice of Levy: Will the IRS Seize My Assets Because of My Unpaid Taxes?

One of the biggest sources of anxiety for many who have fallen behind with their taxes is whether the IRS or state taxing authority will swoop in, zap their bank accounts, garnish their wages, and seize their home, investment accounts, or other assets.  While this nightmare scenario can and does become a reality for some …

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Business Tax Debt Attorney

I Have a Business Tax Debt: Can a Business Tax Attorney Help?

For many reasons, business tax debts tend to be far more dangerous than individual tax debts. This is primarily because the IRS and state taxing authorities use a completely different playbook when it comes to collecting unpaid taxes from businesses than they do when collecting from individuals.    With individual tax debts, the government is …

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Defcon levels

Special Tax Relief Opportunities During Covid-19 Crisis

The IRS and most state taxing authorities have radically altered the way they collect unpaid taxes during the COVID-19 pandemic.  Simply put, this is by far the kindest and gentlest IRS that I’ve seen in my lifetime.  However—and this is a BIG however—things are going to change soon.  For reasons that I will explain, this …

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Fortress Tax Relief - National Tax Resolution Company

Fortress Financial Services, Inc dba Fortress Tax Relief

Fortress Financial Services, Inc. is known nationwide for providing exemplary tax relief and tax resolution services. To avoid confusion with traditional financial services companies and to better describe ourselves with a shorter, more relevant business name, Fortress Financial Services, Inc. would like to introduce our new name:  Fortress Tax Relief.  Our team of tax relief professionals would like for our clients and …

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IRS Bank Levy

IRS Enforced Collections: Tax Levies & Wage Garnishments

As most people know, the IRS and state taxing authorities have a tremendous amount of power to collect unpaid taxes by way of enforced collections.  “Enforced collections” refers to methods the government can use to collect unpaid taxes forcibly, and almost always involve taking something of value from an indebted taxpayer without the taxpayer’s consent. …

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Marijuana Business Tax Information - Oregon, Colorado, Washington & California

Marijuana Business Tax Blues in Oregon, Washington, California & Colorado

It’s Not Easy Going Green: How Tax Blues Plague The Budding Marijuana Industry Since 2012, the legalization movement for cannabis has taken the country by storm. Starting with Colorado and Washington in the 2012 election, marijuana has now been legalized in 10 states over the past 6 years. Medical marijuana laws are in effect in …

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Tax-Resolution-Mike_Zacha

Fortress Financial Services, Inc., An Experienced National Tax Resolution Company, Appears On Spotlight

Damon Roberts Interviews Vice President Michael A. Zacha of Fortress Financial Services Inc on Tax Resolution Services On December 8th, at 4 pm Eastern Standard Time (1 pm PST), Fortress Financial Services, an experienced national tax resolution services company with in-house tax attorneys, will be featured on Spotlight Television. Spotlight Television is a national television …

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Can The IRS Take My Social Security, IRA, 401K, and Pension?

Can The IRS Take My 401K, Social Security, IRA, Pension & Retirement?

Many people who owe taxes to the IRS are terrified that the IRS will swoop in and take their retirement nest egg or retirement income, thereby leaving them destitute for their golden years.  Can the IRS really do that?  Generally, such assets are “off limits” to creditors thanks to federal protections. But they are not …

Can The IRS Take My 401K, Social Security, IRA, Pension & Retirement? Read More »

IRS Tax Levy on Business Account

21 Days to Recover Your Money (from an IRS Levy on Business Bank Account)

“The IRS took all the money out of our business bank account(s)?!    How did this happen?   What are we supposed to do now?    I might as well shut down the business!!” It is panic inducing for a business owner to learn that the Internal Revenue Service has taken all the money out of their business …

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Negotiate IRS Debt IRS Debt Relief

How to Negotiate IRS Debt & Get Relief

To most people, the Internal Revenue Service is a mystery. It collects taxes and can make your life miserable. But beyond that, how the IRS operates is relatively unknown. This is one of the reasons why, when an individual or business owes a significant debt to the IRS, sleepless nights ensue. Yes, dealing with the …

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